Learn how to create a PalmPay personal account. Send money, pay bills, and shop easily with Nigeria’s trusted fintech app — PalmPay.
As a strong competitor to Moniepoint and OPay, PalmPay stands out as one of Nigeria’s leading fintech innovators, offering a simple, secure, and flexible way to manage digital payments. With over 35 million users and a vast network of 1.2 million agents and merchants nationwide, PalmPay makes financial transactions more accessible for both consumers and businesses.
Whether you want to pay bills, send money, or shop online, PalmPay provides a smooth and hassle-free experience. If you’re ready to join the platform, this guide will walk you through how to create and set up your PalmPay personal account step by step.
4 Steps to set up a personal account on Palmpay
Step 1:
Search for “PalmPay” in your App Store or Play Store and Tap “Install” to download the app.

Step 2: Sign Up and Verify Your Phone Number
Once the PalmPay app is installed, tap “Open” to launch it. Next, enter your active phone number and select “Sign Up.” PalmPay will send a verification code (OTP) to the number you provided. Simply enter the code in the required field to confirm and verify your phone number.

Step 3: Complete Photo Verification
After verifying your phone number, PalmPay will prompt you to take a photo for identity verification. Tap “Let’s Start” to begin the process and follow the on-screen instructions to capture a clear picture. This step helps secure your account and ensure a smooth onboarding experience.

Step 4: Next, provide details of your income source to ensure compliance and tap “Confirm”.After that enter your address details and click submit to finalize creating your account.


Conclusion
With PalmPay, you can manage your finances closely and send money. Plus, you earn rewards as you use the app to pay bills.
Aside from the basic payment feature, PalmPay offers a host of other features like savings, cashback, and discounts which you get to enjoy when you set up an account with the steps outlined above.